Passive Home Mortgage- Bank Australia

Irene Portelli • Jun 03, 2024

Um Hello Read Their Opening Statement On Their Website

Seriously we are swooing over here.


Together with our customers, we’re creating a world where people and the planet thrive.


In FNQ, the sustainability in action rooms are 90% women, so hence...


Our ovaries are literally crying with relief.  Finally a bank that speaks for people and planet.


We are buidling Passive Houses with an Australian Innovator who is an Architect and an Engineer.  The 1 and 2brm house each diverts 3tonne of plastic from landfill in a high speed 3D printer that is an off grid micro factory, we know that you need to finance that build.  After reading a copy of Sanctuary Magazine by Renew we discovered Bank Australia.


A bank that actually offers you a lower rate for your energy star rating on your house.



Bank Australia

Reduced Rates For Going Green


The better the star rating on your house the better the rate on your home loan.


With our Passive Houses we are not only going for the star rating you need.  We are going to be talking with Australia Bank, which is Australia's first community owned bank, about how the Passive Houses also earn 3 Plastic Credits. 


1 tonne of plastic diverted from landfill = 1 plastic credit.


1 brm house starts from $120k, 2 brm from $150k.  3brm costings coming soon.  Low maintenance, zero waste in the build.



What Do House Star Ratings Mean

Homes are given a star rating between 0 and 10.


A higher star rating means the home is more comfortable to live in and is cheaper to run. Lower star ratings mean a home is more costly to keep comfortable.


Below is a general guide to ratings:

  • a 0-star rated home is quite uncomfortable – too hot in summer and too cold in winter. It will require a lot of energy to heat and cool.  QLDers!
  • a home reaching a 7-star rating will need some mechanical heating and cooling to keep it comfortable to live in.
  • a 10-star home is very energy efficient. It will remain comfortable year-round, with limited, or no mechanical cooling or heating.


Having lived in an off grid home that had no mechanical cooling or heating, there was a pot belly stove for Winter due to it being in Samford but it didn't need it, it was a want.  What stood out in that build that it's not just the house design it is the orientation of the house on the block that also plays a super important part to the rating.  That had a biomass internal wall.  The fireproof plastic houses that we are bringing to Far North QLD will sit comfortably on the higher end of between a 7-10 Star rating which we will get certified for.


Nation Wide House Energy Rating Scheme

We believe that the time is over due where housing is sustainable.


Houses that are affordable.


Houses with a light footprint.


Passive Houses that can be printed in 1.5 days to 2 weeks and built in 2 weeks with zero waste.  Australia Bank is going to love these houses.


Climate Change is coming much much faster, and having houses that allow the most vulnerable among us to live a life that is not comfortable in both Summer and Winter and has a low long term maintenance but has style.  Reduced inequalities, SDG10, that matters to us.  No one left behind, this is how we do it, sustainable low cost living housing. 

Affordable because the long term savings in utilities due to a good ney great Star rating due to being air tight, with patented panels with biomass for cooling and warming benefits.


It's SDG13, Climate Action where each house diverts from 3 tonnes of plastics from landfill while having the load bearing that it can withstand a nuclear bomb, or a land slide in PNG.   

This is what drives us daily, supporting entrepreneurs who are the real change makers, we just work with them to make sure their change making innovation is delivered to the people who need it most.


If you are looking to build a Granny Flat on your property for AirBnB, extra rent, Eco Tourism, Agri-Tourism or Cultural Tourism or a 3 bedroom home in FNQ. 


Reach out as we are building them.

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